I was drowning in high-interest debt and running out of options. Unlocking the equity in my home gave me time, a plan, and peace of mind. The process was fast, simple, and surprisingly stress-free.
David K.
Burnaby, BC
As a retired homeowner with no credit score and low pension, I assumed I’d be turned away. The banks didn’t even consider me - but your team looked at the full picture. No judgment, just real help when I needed it.
Fraser & Denise M.
Kelowna, BC
We needed funding for urgent home renovations and expected a long, stressful process. Instead, the approval came shockingly fast - no endless paperwork or runaround. It felt like working with real people who understood our timeline.
Mark & Sandra L.
Vancouver, BC
We had committed to a presale condominium and our bank was no longer able to approve us. Your team offered real clarity, explained everything in plain English, and helped us complete our purchase on time saving our deposit.
Lucas T.
Coquitlam, BC
As a developer, timing is everything. Your team delivered with full transparency, a focussed solution, and timely turnaround to keep our project moving.
Tom & Rachel B.
Langley, BC
Thanks to this loan, we were able to launch our small business - without touching our retirement savings. It was a smart, flexible solution that let us take the leap without risking everything.
Sandra M.
Surrey, BC
I was drowning in high-interest debt and running out of options. Unlocking the equity in my home gave me time, a plan, and peace of mind. The process was fast, simple, and surprisingly stress-free.
David K.
Burnaby, BC
As a retired homeowner with no credit score and low pension, I assumed I’d be turned away. The banks didn’t even consider me - but your team looked at the full picture. No judgment, just real help when I needed it.
Fraser & Denise M.
Kelowna, BC
We needed funding for urgent home renovations and expected a long, stressful process. Instead, the approval came shockingly fast - no endless paperwork or runaround. It felt like working with real people who understood our timeline.
Mark & Sandra L.
Vancouver, BC
We had committed to a presale condominium and our bank was no longer able to approve us. Your team offered real clarity, explained everything in plain English, and helped us complete our purchase on time saving our deposit.
Lucas T.
Coquitlam, BC
As a developer, timing is everything. Your team delivered with full transparency, a focussed solution, and timely turnaround to keep our project moving.
Tom & Rachel B.
Langley, BC
Thanks to this loan, we were able to launch our small business - without touching our retirement savings. It was a smart, flexible solution that let us take the leap without risking everything.
ApproveU.ca
FAQs
How fast can I get the funds?
In most cases, qualified homeowners receive funding within 24–48 hours of approval.
Do you check my credit score?
Yes, once we determine to work together a credit
check is required, however it is not a determining factor of approval.
What types of loans do you offer?
We offer a variety of loans based upon individuals personal & business situations.
Can I still apply if I’m retired?
Yes! We work with pensioners and retirees - approval is based on home equity, not employment.
What documents do I need?
We have very low documentation options simply
requiring an application and ID. We also have full documentation options available if it assists in obtaining lower interest rates.
What’s my maximum equity approval?
In most cases, you can borrow up to 80% of your
property value. In some cases we can leverage additional assets or other properties to maximize equity.
Can I keep my current mortgage and get a 2nd one?
Yes, in many cases a new 2nd mortgage can be provided allowing your current 1st mortgage to stay in tact.
Is this available for condos or townhomes?
Yes! We support all properties including condos, townhomes, detached homes. We also service land, construction, and commercial financing.
Can I pay off the loan early?
Loan options are tailored to your needs. Options
are available to pay off the mortgage early without penalty.
Do you serve my area?
We serve all of British Columbia and beyond - just apply to see if you qualify.
Own a Home? You Already Qualify.
If you’re a homeowner, you’re just days away fast, flexible funding - backed by equity, not your income or credit score.